Privacy Policy

1. Information We Collect

We may collect and process the following types of data:

a. Personal Information

• Full Name
• Email Address
• Phone Number
• Location (for UAE-specific card recommendations)

b. Financial Data

• Monthly income range
• Spending patterns across categories (e.g., fuel, groceries, dining)
• Financial goals (e.g., cashback, travel rewards)

c. Device & Usage Information

• Device type and OS
• IP address and browser type
• App usage data and interactions

2. How We Use Your Information

We use the information we collect to:

• Provide personalized credit card recommendations
• Estimate potential rewards and missed savings
• Improve our services and user experience
• Send important updates, offers, or promotional content
• Respond to your inquiries and support requests

3. Sharing of Information

We do not sell your personal data. However, we may share information with:

• Banks or card issuers (only with your consent, for application processing)
• Third-party service providers (for analytics, infrastructure, storage, etc., under strict confidentiality agreements)
• Regulatory or legal authorities, if required to comply with applicable laws

4. Data Security

We use industry-standard encryption, secure servers, and access controls to protect your information. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

5. Your Rights

You have the right to:

• Access, correct, or delete your personal information
• Withdraw consent for data usage at any time
• Request a copy of the data we store about you

To exercise these rights, contact us at support@maxrewards.net.

6. Data Retention

We retain your data only as long as necessary for the purposes outlined in this policy or as required by law. You may request deletion of your account and all associated data at any time.

7. Children's Privacy

Our services are not intended for children under the age of 18. We do not knowingly collect data from anyone under 18 years of age.

8. International Data Transfer

As our platform infrastructure may be hosted outside the UAE (e.g., in the United States), your data may be processed in other jurisdictions. We ensure appropriate safeguards are in place in line with applicable data protection regulations.

9. Reward Estimate Accuracy & Liability Disclaimer

Max Rewards provides users with estimated reward values based on publicly available credit card data and assumed spending behavior. These estimates are for informational purposes only and do not constitute a financial guarantee.

While we make every effort to ensure our calculations are reasonable and updated, the actual rewards you earn may differ due to issuer-specific terms, changes in promotions, category limitations, caps, or delays.

We are not liable for any financial loss, incorrect expectations, or missed benefits resulting from the use of our estimates.

To support transparency and help users validate offers, we provide links to the official credit card issuer pages so you can confirm the details before taking any action.

10. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Effective Date" above and may notify you through email or in-app messages for significant updates.